Let’s Breakdown Our Fund:

This isn’t a real “fund“… Yes, we are lending real money. Just not in big sums (we’re microlending). And we are not a non-profit or legal entity of any kind. We just use this fund to spread love. And Kiva makes it possible.

By being active in micro-lending we hope to build perspective. To change our perspective.

Think about this:

A tech company can raise millions of dollars before being profitable. They’ll use some of that money to give their employees free lunches every day (we understand why, btw). But, at the same time, a young mother in Samoa only needs $800 to start her business. And what does she need? Sugar, yeast, wooden spoons, and a frying pan. True story. And, we have more.

There’s nothing wrong with competitive benefits (aka, free lunches). But, if you are on the receiving end of those benefits consider how awesome that is fortunate you are. Then, consider sharing your fortunes by helping someone else.

Last thing…

We love that our friends and families have joined our mission and contributed to this fund. Together with these families, our impact is bigger, better, and multigenerational.

The Core Financials:

Initial Capital: $6,950

Here is the initial capital contributed by our family and our friends. We will continually add new capital to grow our fund and offset any losses. Special thanks to our friends who contributed their own money to help our mission.

Total Funding: $17,000

This is the total funding we’ve distributed via microloans. This number will continue to climb as new capital is added and repayments are redistributed into new (multigenerational) loans. We will never take our money out of our fund. Ever.

# of Loans: 245

This is the number of microloans we have made to date. As our loans are repaid, we will reinvest in new loans. Then, repeat. Behind each loan are real people. People with real stories. We encourage you to read about them.

Average Loan Size: $63.55

Another critical metric is the average loan size. Our strategy is to start by making many smaller loans and slowly increasing the amount we lend each time. So we hope to see this metric continue to grow.

Our Reach:

# of Countries Reached: 57

This is the total number of countries we have been able to reach through our microloans. With 195 total countries in the world, we have some serious work to do. But we are up for the challenge. If you want to track our current country reach, check out our Loan Tracker.

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# of Continents: 6

As it stands today, the % of continents we’ve reached looks pretty good at 85.7%. But, it’s going to be impossible for us to achieve 100%. Why? Because Antarctica is not a country. Fun fact: it’s also the earth’s largest desert.

Want to See Who We’re Helping?

We’d encourage you to visit our Loan Tracker and learn about entrepreneurs from around the world. What do they do? And need? You may find a new perspective. You’ll certainly find they need far less capital than you’d expect.

Every Loan. Every Country